CCPA Privacy Policy

CCPA Privacy Policy

Last updated: November 22, 2024

This Privacy Policy outlines how SimpleBudgetExcel (referred to as "we," "us," or "our") collects, uses, and shares personal information from California residents under the California Consumer Privacy Act (CCPA). It supplements the general information in our Privacy Policy.

Collection of Personal Information

We collect and may have collected in the last 12 months the following categories of personal information from California residents:

  1. Identifiers
    Examples: Name, email address, account information, IP address.
    Collected: Yes.

  2. Commercial Information
    Examples: Purchase records, order history, or products considered.
    Collected: Yes.

  3. Internet or Other Network Activity
    Examples: Browsing history, search history, interactions with our website, or advertisements.
    Collected: Yes.

  4. Geolocation Data
    Examples: Approximate physical location (if provided).
    Collected: No.

  5. Sensory Information
    Examples: Audio or video recordings if you contact customer support.
    Collected: No.

  6. Inferences
    Examples: Preferences, characteristics, or behavior profiles derived from personal information.
    Collected: Yes.

Sources of Personal Information
We collect this information:

  • Directly from you (e.g., when you fill out forms, place orders, or contact customer service).
  • Automatically through cookies, tracking pixels, and other tools.
  • From third-party vendors, such as advertising partners (e.g., TikTok and Meta).

Use of Personal Information

We may use or disclose your personal information for the following business purposes:

  • To provide, maintain, and improve our services.
  • To process transactions and fulfill orders.
  • To personalize your experience, including targeted advertising.
  • To comply with legal obligations or protect against fraudulent activity.

Advertising and Analytics
We use tracking technologies, including TikTok Pixel and Meta Pixel, to analyze user behavior and deliver personalized advertisements. These tools may track your interactions with our website to optimize ad performance and measure campaign effectiveness.

Sharing of Personal Information

We may share personal information with:

  1. Service Providers: Including analytics providers, payment processors, and advertising platforms (e.g., TikTok and Meta).
  2. Business Partners: For promotional offers or co-branded services.

Sale of Personal Information
Under CCPA, "sale" includes transferring personal information for valuable consideration. While we do not exchange personal data for monetary value, some data shared with TikTok or Meta for targeted advertising could be considered a "sale" under CCPA definitions.

You have the right to opt out of such "sales" at any time.

Your Rights Under CCPA

As a California resident, you have the following rights:

  1. Right to Know

    • Request details about the personal information we have collected, used, or shared in the past 12 months.

  2. Right to Delete

    • Request deletion of your personal information, subject to legal exceptions.

  3. Right to Opt Out

    • Opt out of the sale of your personal information, including data used for personalized advertising.

  4. Right to Non-Discrimination

    • You will not be discriminated against for exercising any of your privacy rights.

Exercising Your Rights

You can submit requests to exercise your rights:

We will verify your identity before processing your request. Requests will be addressed within 45 days, with an extension of an additional 45 days if necessary.

Do Not Sell My Personal Information

To opt out of the "sale" of personal information, including data shared with TikTok or Meta for ad targeting:

  • Use this form.
  • Manage preferences through our cookie banner or browser settings.

For mobile users:

  • On iOS: Enable “Limit Ad Tracking.”
  • On Android: Opt out of interest-based ads in your device settings.

Tracking Technologies and Opt-Out Links

To manage cookies and trackers:

Children’s Privacy

We do not knowingly collect or sell personal information of children under 16 without parental consent. If you believe a child under 13 has provided personal data, contact us to request deletion.

Changes to This Policy

We may update this policy periodically. Updates will be posted with a new "Last updated" date.

Contact Information

For questions or concerns regarding this Privacy Policy: